Master Your Money, Design Your Future.

Budget Time is an Erasmus+ project designed to empower young people with essential financial literacy skills through non-formal education. Discover our free tools and start your journey to financial independence today.

What is Budget Time?

Budget Time – A non-formal approach to financial literacy” is an Erasmus+ project funded by the European Union. It addresses the increasing need for financial literacy among young people aged 18–25 by developing and applying innovative non-formal education (NFE) methods.

Our Aim and Objectives

The project aims to strengthen the competencies of youth workers in designing and delivering non-formal education on financial management. Our key objectives are:

To provide youth workers with practical tools and methods for financial education.
To reach 900 young people, including those with fewer opportunities, through engaging financial literacy programs.
To build a sustainable network of trained youth workers who can support young people across the youth sector.

Your Toolkit for Financial Success

Learn on the Go with the Budget Time App

The Budget Time App makes financial literacy simple and practical. It turns complex money topics—like budgeting, saving, or investing—into clear, useful knowledge. Step by step, the app helps you take control of your finances, avoid common mistakes, and build confidence in making smart decisions.

Engaging Content: Short animated videos and interactive quizzes.
Gamified Learning: Complete fun challenges to unlock achievement badges.
Practical Skills: Learn everything from budgeting basics to negotiating your first salary.
Build Your Future: Feel empowered to shape the lifestyle you want.

Your Comprehensive Guide: The Budget Time Manual

This Manual is a practical tool for both youth workers and young people. It supports exploring financial literacy through engaging non-formal methods, based on the experience of 42 youth workers and feedback from over 900 young people.

30 NFE Methods: Interactive and easy-to-understand methods for financial learning.
Practical Worksheets: Ready-to-use exercises for budgeting, role-playing, and reflection.
Glossary of Terms: Simple explanations of key financial concepts for beginners.
10 Essential Chapters: Covering topics from budgeting and saving to entrepreneurship and consumer protection.

How We're Making a Difference

42

Youth Workers Trained in Romania, Lithuania, and Bulgaria

900+

Young People participating in our financial education programs

180

Workshops participating in our financial education programs

1

Financial Education Module with 30 non-formal methods created

1

Interactive Mobile App developed to practice financial decision-making

The Team Behind the Project

Asociatia Fab Lab Iasi (Romania)
Project Coordinator

A non-governmental organization dedicated to fostering education, innovation, and entrepreneurship. Fab Lab Iasi supports young people in acquiring skills for the job market and provides access to technology and digital tools.

Orenda Foundation (Bulgaria)
Project Partner

An NGO helping young people choose the right education and career path, develop skills for the job market, and supporting the inclusion of people with fewer opportunities in community life.

Asociatia Tavo Europa (Lithuania)
Project Partner

An educational organization that gathers trainers and youth workers to build civil society and the rule of law in Lithuania, using non-formal methods to link youth mobility with professional development.

Ready to Take Control of Your Finances?

Start your journey towards financial independence today.
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